Neighborhood Banking with Friends and Families
From the city limits of Scotland, SD, to the expansive communities and farms surrounding it, we are proud to serve our friends and families as your hometown neighborhood bank!
Why bank with Farmers & Merchants State Bank of Scotland, SD?
Personalized Relationships
We tailor solutions to each customer's unique financial needs, building lasting, meaningful relationships along the way.
Neighborhood Bank
Since 1920, Farmers & Merchants State Bank has served the people and communities surrounding Scotland, SD.
Mobile App Banking
Get all the conveniences of a bigger bank with the personalized service you expect from your neighborhood bank.
Environmentally Intentional
We rely on best industry practices to reduce our environmental impact and make smart, sustainable choices, for our customers.
New App, Same Great Bank
Bank online anytime and manage your banking needs using our Mobile App. Access your account with an iPhone®, iPad®, or Android® device. Download our free app today to take advantage of this ultimate convenience.
Download the New Mobile App
For more information, click here.
Go Green with e-Statements
Receive e-statements to save time and money for printing and postage. We also offer printed and mailed statements for individuals who need an alternative to e-statements.
ZuntaFi Student Loans
Our flexible and reliable financing options help students and families manage the cost of higher education. Get competitive rates, adaptable repayment plans, and a commitment to personalized customer service.
Stop in or call us to learn more about ZuntaFi's student loans or apply online.
