Bank with Convenience and Security
Banking should be easy. Your bank should not make you spend fruitless time maneuvering through automated phone-trees, or wait helplessly on hold to speak with a customer representative.
Farmers & Merchants State Bank offers convenient banking services that allow you to easily manage your finances anytime, anywhere. From online and mobile banking with our app to flexible account options and fast, friendly service, we're here to make banking easy, accessible, and tailored to your needs.
Mobile Banking and Mobile Deposit
Farmers & Merchants State Bank is now at your fingertips. Download our app today and take care of your banking needs anytime, anywhere, right from your phone! For more information on how to download the app, click here.
Key features include:
- View account balances and transactions
- Transfer funds between accounts
- Deposit checks
* Message and data rates may apply.
Online Banking
Take care of your banking needs wherever you are. Save time going to the bank or dealing with automated phone-trees and prompts just to know what your account balance is today. Check your accounts anytime, day or night—at your convenience! Check on your payroll deposit or account balance, or transfer funds between your accounts, 24 hours a day, 7 days a week, 365 days a year.
Key features include:
- Confirm automated deposits
- Check an account balance
- Transfer Money between accounts
- View account activity
- View check images
- View e-statements - with QuickBooks download capability
- Reconcile your account anytime
ATM/Debit Cards
Get your Shazam Debit Card today! With our Shazam debit cards, your accounts are more secure. You can use your debit card worldwide, wherever MasterCard is accepted—at the pump, for groceries, shopping at the mall, or dining at your favorite restaurant.
Need cash? No problem! With your Shazam debit card, you can quickly and easily get cash at any ATM worldwide.
Lost/Theft Notification
Business Hours: 605-583-2234
After Hours: 800-383-8000
ID TheftSmart
In today's world, cyber threats, online hacking, and identity theft pose significant risks, potentially compromising your personal information and financial security. Common online dangers, such as phishing, malware, and social engineering, can trick individuals into falling victim to various financial scams.
Farmers & Merchants State Bank is here to help if your identity and financial information are compromised. Our licensed ID TheftSmart investigators will work with you to:
- Evaluate your credit history to determine where and when the identity theft or fraud occurred.
- Notify law enforcement and submit a police report.
- Notify the credit reporting agencies to fix current issues and prevent against potential future fraud.
- Secure your personal information by creating strong passwords and protecting your privacy.
- Restore your identity if it is ever compromised.
From desktop to mobile, Farmers & Merchants State Bank empowers you to take control of your security with proactive strategies and reliable support. Stop in to sign up or give us a call to learn more.
Other Banking Conveniences
For a small monthly fee, we will monitor and help restore your credit if someone or something has damaged your credit standing.
A safe and secure way to make purchases or send money through the mail. Money Orders are available during regular business hours.
If you are ready to start building your savings, set up an automatic transfer from one account to another to transfer funds and let the savings begin.
No need to run to the bank on payday. Having your payroll or social security checks automatically deposited into your account is easy and protects you from having your check lost or stolen. Funds are available for use the same day they are deposited.
We offer incoming and outgoing wire transfers. We also initiate and receive foreign wire transfers.
Do you want to purchase a savings bond, or do have an existing one to redeem? Stop in to learn how to purchase a US Savings Bond through Treasury Direct.
Can't make it during regular business hours? Not a problem, our night depository is available any time and is located just inside the front doors of the bank.
We have Notary Publics available to everyone during business hours.
Bank by mail from across town, across the country, or around the world.
A great tool to protect all of your important papers and valuables. Stop in and view the different deposit box sizes available.
In alignment with environmental best practices and our limited natural resources, customers can receive their bank statements electronically.
Our convenient cards are prepaid with a desired amount and can be used anywhere Visa Credit Cards are accepted.